New — Frugalife 2.0 Available

Master Your Money,
Design Your Life.

Stop wondering where your money went. The intelligent financial system for intentional living.

Get Started Free
ARKS
2,400+active users
4.9★avg rating
Total Balance
Rp 42,593,000+4.2%
→ almost at 50M!debt free
AI-Powered
14 currencies
Features

More than just a Spreadsheet

The financial tool that actually works for you. No complicated setups, just clarity.

Smart Categorization

No more manual spreadsheets. Organize your transactions instantly.

Multi-currency

Support for major global currencies with real-time conversion.

AI Financial Assistant

Just chat to track. Type 'Spent $15 on lunch' and let AI handle the categorization.

AI Receipt Scanner

Snap a photo of your receipt. We extract merchants, items, and tax automatically.

Budgeting

Give every dollar a job. Make the plans yourself and keep spending in check.

Goals & Saving

Turn dreams into reality. Watch your savings grow with visual milestones.

Debt Planner

Pay off debt efficiently. Choose the strategy that fits you best.

Recurring Payment

Never miss a due date again. Track all your subscriptions in one view.

Analytics & Insights

Unlock deep insights about your habits with beautiful, interactive charts.

Why Us

Why Frugalife?

Three reasons why thousands of people trust us.

goodbye spreadsheets →

Beyond Excel & Spreadsheets

Manual tracking that feels automatic. Intelligent features you can't get from traditional spreadsheets.

the full picture →

Financial Clarity

Stop guessing. Get clear, actionable insights without the noise.

your data = yours →

Uncompromising Privacy

No bank connections needed. Your data is encrypted and yours alone.

FAQ

Got Questions?

Why doesn't Frugalife sync with my bank?+

We believe in intentional tracking. Manually recording expenses makes you more aware of your spending habits and ensures total privacy.

Does Frugalife support multiple currencies?+

Absolutely. We support over 150 currencies with real-time exchange rates, perfect for digital nomads and global investors.

How does categorization work?+

You have full control. Create unlimited custom categories and tags to organize your financial life exactly how you see fit.

Can I set custom budgets and saving goals?+

Yes, you can create unlimited custom budget envelopes and savings goals to track every penny with precision.

Is my financial data secure?+

Security is our top priority. We use bank-grade encryption and never sell your data to third parties. Since we don't connect to your bank, your credentials remain safe with you.

What happens to my data if I cancel?+

You can export all your data to CSV before cancelling. We retain your data for 30 days in case you change your mind, then it's permanently deleted.

Testimonials

Loved by thousands

Contact

Get in Touch

Emailmarketing@frugalife.app
WhatsApp+62 851-5657-0243
AddressLegalize VO.
Jl. Wolter Monginsidi No.107A, RT.6/RW.6, Kel. Rawa Barat, Kec. Kebayoran Baru, Kota Adm. Jakarta Selatan, Provinsi DKI Jakarta, Kode Pos: 12180

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